CHEAP AUTO INSURANCE RATES

How much can I save? Enter your zipcode below to compare the lowest rates in your area.

Get Free
Auto Insurance
Quotes

5 Ways to Secure the Lowest Price on Auto Insurance

General Auto Insurance / Common Auto Insurance Discounts

Auto insurance fraud, bad drivers and other factors all drive up the cost of auto insurance for everyone, no matter how safe a driver you are. Here are a few ways to get the cheapest auto insurance possible and save yourself some money.

1. Choose Your Car Wisely

You can drastically affect your auto insurance rates just by choosing the wrong type of car. Auto insurance companies place car model types into a category ranging from 1 up to 20. The higher the number, the more you will pay on auto insurance. High performance cars with a lot of horsepower are going to have a higher number. A small to midsize vehicle that is not a sports car will typically score lower meaning lower premiums. Sometimes even if the car is not a high performance vehicle, it can still adversely affect car insurance rates. Some foreign cars have very expensive parts. If you are in an accident, your claim could be costly for your auto insurance company to pay out just because your car is expensive to repair.

2. Get an Alarm or Anti-Theft Device

You can find auto insurance discounts that lead to cheaper auto insurance just by equipping your car with a very good alarm system. A vehicle tracking device like a lojack can get you a good discount on auto insurance depending on the company you choose. It is so important to compare auto insurance companies because discounts vary tremendously.

3. Bundle Multiple Insurance Types

Sometimes if you buy more than one form of insurance from a company you can net a discount of 10% to 15%.

4. Drive Carefully

A study performed showed that a policyholder who gets a ticket for speeding in a preceding 12-month period is 12 times more likely to file a claim in the next year. Getting tickets for text messaging or using a phone while driving signals that you are a risky driver and your rates will go up. Drive cautiously to get the overall best rates.

Having fewer accidents, not getting speeding tickets, etc. will result in cheaper car insurance. Taking the Pass Plus driving test will result in additional driving proficiency and can even help reduce young drivers insurance.

5. Compare Multiple Auto Insurance Quotes Online

Do you choose car insurance based on which commercials you like best, or the auto insurance company your friends and family use? Many people that do search around for auto insurance often limit themselves to three different choices. But using an auto insurance comparison website, you can save at the very least 10 percent by purchasing and searching for auto insurance online. With recent reductions in auto insurance rates due to the economy, you may save even more. Getting auto insurance quotes only takes a few minutes, and you end up getting a much more thorough search to find the best auto insurance rates at the cheapest price.

Get Competitive Insurance Quotes

We provide referrals to insurance agents so you can get fast, free quotes. Compare prices and save money!

Secure Low Price Auto Insurance

Auto insurance fraud, bad drivers and other factors drive up the cost of auto insurance for everyone. Here's how to get the cheapest auto insurance possible:

1. Choose Your Car Wisely

High-performance cars with a lot of horsepower will have a higher premium, while small to midsize vehicle will have lower. Owning a foreign car or being in an accident are also more costly.

2. Get an Alarm or Anti-Theft Device

Equipping your car with an alarm system, a tracking device, and comparing rates can save you tremendously.

3. Bundle Multiple Insurance Types

Sometimes if you buy more than one form of insurance from a company you can net a discount of 10% to 15%.

4. Drive Carefully

Having fewer accidents and speeding tickets will result in cheaper car insurance.

5. Compare Multiple Auto Insurance Quotes Online

By purchasing and searching for auto insurance online, you can save at the very least 10 percent.

Get your free quotes!

Get your free quotes!